Subject: Friendly reminder: [Year] HOA dues

Dear [Owner name],

Our records show that the [Year] dues of $[amount] for [property address] were due on [due date] and have not been received yet.

If you've already paid, thank you, and please let us know the date and method so we can update our records.

How to pay: [check payable to ___, mailed to ___ / bank transfer details / drop box].

If you'd like to talk about a payment plan, reply to this letter or contact [treasurer name] at [email/phone].

Thank you for helping keep our community running.

[Name], Treasurer
[HOA name] Board